Insurance - Too good to be true???

Vic · 10 May 2004

Just had an amazing quote from
www.liverpoolvictoria.co.uk
- £300 cheaper than AdrianFlux.

I think you have to be over 30, but for £735 FullyComp & Protected No Claims (6 years)- it includes track day cover + they don't care about any modifications provided engine capacity remains standard. They don't care if its garaged, tracker protected, or any convictions except those that resulted in a ban!

What a result!!!

Try them out - very easy website application. (No affiliate, etc)

Migration info. Legacy thread was 15246

Luke R · 10 May 2004

i couldnt even get insured on a 1.4 106 XSi! yeh, its great being 20 with no NCD!

Migration info. Legacy thread was 15248

Vic · 10 May 2004

Sorry Luke, I remenber that problem (although it was 20 years ago) when it cost me the same price as the car to insure a MG Midget MkII.

Migration info. Legacy thread was 15250

Toby Armfield · 10 May 2004

lol - it wasnt until i got my 6th car at the age of 23 (a e30 bmw 320 coupe) that cost 4 grand that my Insurance actually cost me less than the car itself!!!

Migration info. Legacy thread was 15257

Dunc · 10 May 2004

I used to chance it on 3rd party fire and theft when I had a golf gti at 18, quotes weren't too bad either?!

Migration info. Legacy thread was 15259

Steve F · 11 May 2004

Vic,

I am also with Liverpool Victoria and found them excellent in all bar one aspect; they wouldn't cover me on a track day!

How did you persuade them that it's OK?

I tried all the "non-competitive" stuff, but they just said "we won't cover any use on a race track" which seemed to be fairly final.

BTW, I paid £956 with guaranteed NCB (7 yrs) and I live in a dodgy (Kingston) postcode, so I still think their prices are good.

Steve

Migration info. Legacy thread was 15283

Vic · 12 May 2004

Hi Steve

I just said I had heard they covered non-competitive track days and the answer was "Yes". Though I haven't had the policy yet to check out what the T's & C's actually say! (Will let you know).

For a C4S, your price is still very good given age/value of the car.

BTW I live just across the road in East Molesey - see you around!

Vic

Migration info. Legacy thread was 15291

TIM BRANGHAM · 15 May 2004

thanks for the tip vic, just got a quote of £780 for 03 996, which was £200 less than best i had sofar

Migration info. Legacy thread was 15378

poon · 15 May 2004

I insured myself with them last week at £500 cheaper than my renewal and yes they do cover trackdays.

Don't tell everyone though coz once they have loads of Porsches on their books they will up their premiums.

Migration info. Legacy thread was 15379

Steve F · 17 May 2004

Do you think I should get anything in writing regarding trackdays?

I have checked my policy Documents and there is nothing in there that specifically excludes it, I was only told this verbally when I asked the question.

How do you know that you're covered? (if you don't mind me asking!)

Migration info. Legacy thread was 15385

Vic · 17 May 2004

I just got my policy docs and noticed the same thing. But I was told I was covered so have writtem back for clarification. Will post how I get on.

Migration info. Legacy thread was 15392

mogsyman · 17 May 2004

I was quoted £990 from Norwich Union, and £755 from LIverpool Victoria and no one else could touch their quote - they got the job!

Not sure about track day coverage as I have no time to do that sort of thing...

Migration info. Legacy thread was 15398