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Joined: 03 Nov 2013
Posts: 440
Location: Scottish Borders

PostPosted: Fri Jan 10, 2020 7:52 pm    Post subject: wealth Reply with quote

Luddite some commentators say the next generation to baby boomers are going to be even wealthier as you lot drop off the perch and leave your inheritance and houses to the next generation they are going to be going crazy with their new found wealth...…….unless you have taken equity release and didn't tell them Surprised
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Joined: 18 Dec 2018
Posts: 593
Location: Scotland

PostPosted: Fri Jan 10, 2020 8:20 pm    Post subject: Reply with quote

Stichill99, As I have typed more than once, I have ZERO financial qualifications....

Equity release would seem to be another ploy of the financial sector to keep folk in debt and paying interest..?

Seen a plethora of E.R. adds appearing on TV of late, "my house paid for" this that or the other, be it holidays, new car or deposit for the kids flat.... Anyone with half a brain can surely know that it is no more than another loan with the house as guarantee, and when folk lend money they charge interest..NO..? The kids will not inherit anything much if their parents die in debt or default on payments, the financial services industry lawyers and others will all grab the cash...Not to mention nursing home fees circa £65k per annum should that be a requirement for us old codgers..

Folk have been using the equity built up in their homes for years, using it like a cash machine to pay for family holidays, new car, the kids education, weddings and so much more, by the time they fall of the perch it seems unlikely there will be anything left other than in the pockets of those listed aabove.... and of course politicians who allow the same old same old to carry on and on and on...

Or do you imagine otherwise Question Dont know

While interesting to discuss I suspect we are straying off a tad.. Question
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