Posted: Fri Sep 14, 2018 10:21 am Post subject: What should I do then?
Hi all,
Insurance renewal due at the end of the month and I have two *wildly* different quotes - I'm the first to admit that it is comparing apples and pears though so don't shoot me down just yet. The question is which one you would go with out of the two for a 993...
1. Normal 'market value' policy with NFU Mutual (book value of £50k but I gather that's not worth the paper its written on?). Under £400 premium for the year.
2. Agreed value policy with Zurich (value of £65k backed by PCGB valuation). Just over £1,000 but fully comp, no tracker, no mileage restriction
What are your guys views? Is the agreed value worth its weight in gold / should I just go with a normal policy and pocked the difference?
Thanks in advance,
PB
911tom Watkins Glen
Joined: 22 May 2012 Posts: 2004 Location: Buckinghamshire
Posted: Fri Sep 14, 2018 10:30 am Post subject:
Call classicline and get agreed value etc for a more competitive price. _________________ 996 Turbo - Link to my 3.8L turbo build thread
2011 Cayenne
718 Cayman GTS
350Bhp astra van for work, semi-retired from daily duties
2009 Ariel Atom 3 Supercharged SOLD but never forgotten
Zingari Donnington
Joined: 25 Oct 2009 Posts: 12696 Location: Cheshire
Call classicline and get agreed value etc for a more competitive price.
+1
Unless they don't do Channel Islands _________________ Alfa Romeo’s 4C is everything a Italian sports-car should be: it’s gorgeous to the point of pornography, distinctive enough that nobody will ever mistake it for a Porsche, handles like it’s on rails and steers like a kart.
pierrebear Monza
Joined: 27 Sep 2017 Posts: 229 Location: Jersey
Posted: Fri Sep 14, 2018 11:06 am Post subject:
Unfortunately, Classicline is no good. Has to be a secondary car and with restricted mileage. _________________ 1995 Carrera 2 coupe manual, midnight blue
EX 997.1 Carrera 4S coupe manual, basalt black
EX 2003 Mercedes SL500, green black (dark blue!)
I have heard positive stories about NFU policies paying out. No first hand evidence though.
When comparing I try to establish which local garages/body shops are on their approved list and whether I would be happy with a repair to my p&j done there. Also checkcriteria regarding recovery distances to your preferred place.
I’ve used Aviva for the last couple of years for that reason.
Joined: 18 Jan 2015 Posts: 2961 Location: Cheshire
Posted: Fri Sep 14, 2018 12:42 pm Post subject:
Try ManningsUK. They've done wonders for me since arriving in the country. I have no tracker and I think 5k p.a. agreed value _________________ 997.2 Carrera 2S GT Silver/Cocoa.
cheshire911 Estoril
Joined: 10 Jun 2012 Posts: 3766
Posted: Fri Sep 14, 2018 4:01 pm Post subject:
You can slso consider Locktons. They are specialists and acknowledged by Porsche Club GB. Will work to agreed valuation. _________________ 996 2002 X50 Turbo Manual
"Once bitten; forever smitten"
flying_scotsman Nürburgring
Joined: 20 Jul 2010 Posts: 397 Location: Scottish exile in South Leics
You can slso consider Locktons. They are specialists and acknowledged by Porsche Club GB. Will work to agreed valuation.
+1 for Locktons. I used them for my 964 - very competitive price. They were happy to accept valuation provided by my local indy who maintained the car. _________________ Current: 2010 987 (Gen 2) Boxster PDK
Ex: 1990 964 C4
Ex: 1997 993 Targa
Ex: 2006 987 Boxster S 3.2
pierrebear Monza
Joined: 27 Sep 2017 Posts: 229 Location: Jersey
Posted: Fri Sep 14, 2018 6:26 pm Post subject:
Sorry guys I should have said...most classic policies aren’t feasible as the 993 is my only car, doesn’t live in a garage at night and gets driven every day (around 9k miles per year).
My philosophy is that we might as well drive the cars that we’ve worked so hard for. Unfortunately, insurance companies aren’t so keen on the idea!
_________________ 1995 Carrera 2 coupe manual, midnight blue
EX 997.1 Carrera 4S coupe manual, basalt black
EX 2003 Mercedes SL500, green black (dark blue!)
HSC911 Long Beach
Joined: 23 Jul 2014 Posts: 6141 Location: Bedford
Posted: Fri Sep 14, 2018 9:43 pm Post subject:
pierrebear wrote:
My philosophy is that we might as well drive the cars that we’ve worked so hard for.
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