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which one?
"Market value" (NFU Mutual)
100%
 100%  [ 2 ]
"Agreed value" (Zurich)
0%
 0%  [ 0 ]
Total Votes : 2

Author Message
pierrebear
Monza


Joined: 27 Sep 2017
Posts: 190
Location: Jersey


PostPosted: Fri Sep 14, 2018 10:21 am    Post subject: What should I do then? Reply with quote

Hi all,

Insurance renewal due at the end of the month and I have two *wildly* different quotes - I'm the first to admit that it is comparing apples and pears though so don't shoot me down just yet. The question is which one you would go with out of the two for a 993...

1. Normal 'market value' policy with NFU Mutual (book value of £50k but I gather that's not worth the paper its written on?). Under £400 premium for the year.

2. Agreed value policy with Zurich (value of £65k backed by PCGB valuation). Just over £1,000 but fully comp, no tracker, no mileage restriction Very Happy

What are your guys views? Is the agreed value worth its weight in gold / should I just go with a normal policy and pocked the difference?

Thanks in advance,

PB
 
  
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911tom
Kyalami


Joined: 22 May 2012
Posts: 1945
Location: Buckinghamshire


PostPosted: Fri Sep 14, 2018 10:30 am    Post subject: Reply with quote

Call classicline and get agreed value etc for a more competitive price.
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Zingari
Donnington
Donnington


Joined: 25 Oct 2009
Posts: 12472
Location: Cheshire

1993 Porsche 964 Anniversary

PostPosted: Fri Sep 14, 2018 10:45 am    Post subject: Reply with quote

911tom wrote:
Call classicline and get agreed value etc for a more competitive price.


+1

Unless they don't do Channel Islands Question
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pierrebear
Monza


Joined: 27 Sep 2017
Posts: 190
Location: Jersey


PostPosted: Fri Sep 14, 2018 11:06 am    Post subject: Reply with quote

Unfortunately, Classicline is no good. Has to be a secondary car and with restricted mileage.
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James M-S
Montreal


Joined: 11 Apr 2017
Posts: 611
Location: Derby

2009 Porsche 997 Carrera 2

PostPosted: Fri Sep 14, 2018 11:38 am    Post subject: Reply with quote

I have heard positive stories about NFU policies paying out. No first hand evidence though.

When comparing I try to establish which local garages/body shops are on their approved list and whether I would be happy with a repair to my p&j done there. Also checkcriteria regarding recovery distances to your preferred place.

I’ve used Aviva for the last couple of years for that reason.

James
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FZP
Indianapolis


Joined: 18 Jan 2015
Posts: 2415
Location: Cheshire


PostPosted: Fri Sep 14, 2018 12:42 pm    Post subject: Reply with quote

Try ManningsUK. They've done wonders for me since arriving in the country. I have no tracker and I think 5k p.a. agreed value
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cheshire911
Estoril


Joined: 10 Jun 2012
Posts: 3738



PostPosted: Fri Sep 14, 2018 4:01 pm    Post subject: Reply with quote

You can slso consider Locktons. They are specialists and acknowledged by Porsche Club GB. Will work to agreed valuation.
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flying_scotsman
Nürburgring


Joined: 20 Jul 2010
Posts: 395
Location: Scottish exile in South Leics

2010 Porsche Boxster (987)

PostPosted: Fri Sep 14, 2018 4:18 pm    Post subject: Reply with quote

cheshire911 wrote:
You can slso consider Locktons. They are specialists and acknowledged by Porsche Club GB. Will work to agreed valuation.


+1 for Locktons. I used them for my 964 - very competitive price. They were happy to accept valuation provided by my local indy who maintained the car.
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pierrebear
Monza


Joined: 27 Sep 2017
Posts: 190
Location: Jersey


PostPosted: Fri Sep 14, 2018 6:26 pm    Post subject: Reply with quote

Sorry guys I should have said...most classic policies aren’t feasible as the 993 is my only car, doesn’t live in a garage at night and gets driven every day (around 9k miles per year).

My philosophy is that we might as well drive the cars that we’ve worked so hard for. Unfortunately, insurance companies aren’t so keen on the idea!

PC
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EX 2003 Mercedes SL500, green black (dark blue!)
 
  
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HSC911
Zolder


Joined: 23 Jul 2014
Posts: 5145
Location: Bedford


PostPosted: Fri Sep 14, 2018 9:43 pm    Post subject: Reply with quote

pierrebear wrote:
My philosophy is that we might as well drive the cars that we’ve worked so hard for. PC


worship

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