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ollymeister
Newbie


Joined: 18 May 2015
Posts: 23
Location: Henley


PostPosted: Fri Dec 09, 2016 4:37 pm    Post subject: Insurance Decision Reply with quote

OK, so I'm down to two options:

Adrian Flux @ £565

AIB @ £599

2005 C2S

ME + 1 Add driver.

8,000 miles per year.

I was pretty put off by Adrian Flux's pressure sales, and their inability to confirm whether parts would be Genuine Porsche or not - can anyone with previous experience confirm this?

Any final suggestions for last minute quotes?

Thanks in Advance.
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rabbitstew
Hockenheim


Joined: 21 Aug 2015
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PostPosted: Fri Dec 09, 2016 4:48 pm    Post subject: Reply with quote

Ive just renewed mine and went with Hastings. £400. They just came up the cheapest on confused dot com.
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911tom
Kyalami


Joined: 22 May 2012
Posts: 1962
Location: Buckinghamshire


PostPosted: Fri Dec 09, 2016 4:56 pm    Post subject: Reply with quote

I'm with classic line... Can't complain. Agreed valuation, breakdown cover, track day cover. The will usually come in competitively too
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Slayer
Indianapolis


Joined: 29 Dec 2010
Posts: 2330
Location: United Kingdom


PostPosted: Fri Dec 09, 2016 7:34 pm    Post subject: Reply with quote

Aviva/ Direct line/ LV . Worth just getting quotes
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Palladium
Indianapolis


Joined: 01 Nov 2015
Posts: 2496



PostPosted: Fri Dec 09, 2016 8:17 pm    Post subject: Reply with quote

I am going back to a regular everyday policy at renewal, not interested in agreed value, it aint getting nicked or burnt, I like building up a ncb, and you cant with a classic policy.
 
  
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MJA911
Magny-Cours


Joined: 10 Dec 2013
Posts: 2709
Location: Berkshire

2012 Porsche 991 Carrera

PostPosted: Fri Dec 09, 2016 8:26 pm    Post subject: Reply with quote

It's worth comparing the cover and features between policies as well as the price, the mainstream policies are unusually less money, but a policy from AIB, Classicline, Flux etc., usually has features and cover that more than make up for that such as breakdown, you choose what repairer as well as agreed value. It depends if you want those things.
 
  
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Palladium
Indianapolis


Joined: 01 Nov 2015
Posts: 2496



PostPosted: Fri Dec 09, 2016 8:44 pm    Post subject: Reply with quote

I got no breakdown, I got AA instead, covers me in any car.
 
  
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Disco
Estoril


Joined: 13 May 2008
Posts: 3882
Location: Hertfordshire

2010 Porsche 997 GT3

PostPosted: Sat Dec 10, 2016 10:38 am    Post subject: Reply with quote

I've been with ManningUK for years - never had an issue with them and they are cheaper for me than anything that the comparison sites throw up.
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easternjets
Kyalami


Joined: 29 Apr 2016
Posts: 1761
Location: Darlington


PostPosted: Sat Dec 10, 2016 10:47 am    Post subject: Reply with quote

Direct Line were my best quote and they don't appear on Meerkat sites so worth phoning for a quote, although if you have other policies with them you get a discount.
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Pip1968
Suzuka


Joined: 26 Oct 2009
Posts: 1134
Location: Blighty


PostPosted: Sat Dec 10, 2016 11:16 am    Post subject: Reply with quote

Personally I would NEVER GO WITH Adrian Flux. They are a bureaucratic nightmare. The sales people are usually very good but once you move past that you will find the collar and cuffs do not match.

I was with them a few years ago and had a nightmare as soon as I wanted to make any changes - driving abroad, additional driver et cetera, et cetera. They love their auto renewals too. Before they would refund me the auto renewal they wanted me to prove I had cover elsewhere. Never mind that I never asked them to renew and they never asked me if they could - this was BEFORE compulsory continuous insurance/SORN.

More recently my wife found a cheap policy with them and I warned her off against using them. She went with them anyway. Suffice to say we had more dramas:

1.Taking additional payments from my card without authorization (as I covered the premium for her).
2. Charging additional premium because she could not provide evidence of over eight years NCB (you will find most insurers stop mentioning it on their renewal notices after five years)

Anyway that was all finally resolved after a public 'Pistonheads' rebuke. A member on there worked for AF and fixed their fook ups.

By all means ignore this but remember buy cheap.....

I have generally used Competition Car Insurance and Manning as well as Aviva. Aviva still have thrid party cover on other cars which either Manning or CCI do not. The first two offer very good communication and customer service although I have never claimed through them so no idea on that side.

Good luck.

Pip
 
  
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Stuttgartflyer
Trainee


Joined: 12 Nov 2016
Posts: 67
Location: Salisbury


PostPosted: Sat Dec 10, 2016 6:04 pm    Post subject: Reply with quote

I agree with the above comments, Adrian Flux are truly awful and have caused me to delay my 911 purchase, and this is only one of the problems i've had with them.

Long story short they would not insure me on a 997.2 C2s with my current policy saying that my current provider would not cover this type of car but they would be able to start a new 12 month cover for £1200 (Hastings quoted me £430) when i said no thank you what is the score with cancelling i was told it would be £25 admin fee, no refund as theres only 3 months to run and i would also forfeit this years no claims!

So thats me with another 3 months to find this illusive Manual Atlas Grey 997.2!
 
  
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Gottans
Monza


Joined: 25 Mar 2016
Posts: 210



PostPosted: Sat Dec 10, 2016 7:23 pm    Post subject: Reply with quote

My experience of AF over 10 years ago was terrible, would not even bother with them. My 997.2 C4S is covered as a second car by DL.
 
  
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GP41
Nürburgring


Joined: 19 Oct 2014
Posts: 456
Location: Lancs


PostPosted: Sat Dec 10, 2016 10:45 pm    Post subject: Reply with quote

Interesting comments re Aviva. After a few positive comments on here I tried them for our latest renewal but gave up when their underwriter was insistent that aftermarket sports chrono increased the cars power output...

Ended up with Direct Line again. Who also didn't rack up their premium in year 2 of cover - a refreshing change.
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jezgreen911
Spa-Francorchamps


Joined: 12 Dec 2012
Posts: 369
Location: Bucks


PostPosted: Sun Dec 11, 2016 8:33 am    Post subject: Reply with quote

Disco wrote:
I've been with ManningUK for years - never had an issue with them and they are cheaper for me than anything that the comparison sites throw up.


+1 for Mannings Thumb

I went with them this year, great quote and excellent service Cool
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Seventy Seven
Suzuka


Joined: 17 Sep 2009
Posts: 1158
Location: Kent


PostPosted: Sun Dec 18, 2016 3:56 pm    Post subject: Reply with quote

I have used AIB for last 2 years and good personal approach received. However, never had a claim to date (touch wood), so not sure how they would be in that scenario.

Good level of cover etc though.
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The return of Marty Wild
Suzuka


Joined: 04 Nov 2016
Posts: 1082



PostPosted: Fri Nov 02, 2018 10:27 am    Post subject: Reply with quote

My insurance is up for renewal, with Admiral at the moment. Hastings is offering cover for almost half of my Admiral renewal.

Anyone had any dealings with Hastings? Been through any claims with them?
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rabbitstew
Hockenheim


Joined: 21 Aug 2015
Posts: 637



PostPosted: Fri Nov 02, 2018 11:38 am    Post subject: Reply with quote

The return of Marty Wild wrote:
My insurance is up for renewal, with Admiral at the moment. Hastings is offering cover for almost half of my Admiral renewal.

Anyone had any dealings with Hastings? Been through any claims with them?


Ive been with hastings last 2 years. Not had any claims with them so cant comment on that.

One thing I did notice is that whilst I have 26 years NCB they dropped it to 9 years as thats the max they accept. I did have them make a note that I do actually have 26 years as if I move to another company I dont want to have "lost" any. - Even though in practise I doubt 26 years NCB makes any difference over 9 years.
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spongebob squarepants
Reims


Joined: 20 Dec 2009
Posts: 4177
Location: Manchester and Iraq


PostPosted: Fri Nov 02, 2018 12:53 pm    Post subject: Reply with quote

Classicline, the only insurance company ive ever eben with who DONT charge to change the vehicle or admin details over!
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The return of Marty Wild
Suzuka


Joined: 04 Nov 2016
Posts: 1082



PostPosted: Fri Nov 02, 2018 2:50 pm    Post subject: Reply with quote

@ Rabbit - Thanks, kind sir.

@ Mr Sponge - I see earlier in this thread someone talking about track cover, is that standard on all policies?
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Robertb
Long Beach


Joined: 01 Sep 2003
Posts: 6632
Location: South Oxfordshire

2002 Porsche 996 Carrera 4S

PostPosted: Fri Nov 02, 2018 3:36 pm    Post subject: Reply with quote

One of my cars is with Hastings. Not had to claim, but the admin seemed fine, albeit quite a wait on the phone.

Trustpilot reviews not especially encouraging.
https://uk.trustpilot.com/review/www.hastingsdirect.com

Touching lots of wood, I have made one insurance claim in my whole driving career (Admiral, for the record, who were painless and efficient). On this basis I wing it with the cheapest cover.
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