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Pays to shop around

mikezulu

Well-known member
Joined
25 Jul 2014
Messages
79
997.2 PDK 2009 - Full NCB and driver over 50 - 7k miles annually

AIB £649

DirectLine £490

Classicline (Porsche policy) £468 including agreed value at close to OPC replacement price
 
That's a good good price, I pay about £870 for the cabriolet P/A. That was using 3 of the Compare Websites. Adding NC Protection, European Fully Comp, Legal Aid etc.

Next year I'll try some of the independent Porsche and Specialist companies.
 
I'm with Aib - not the cheapest but an agreed value and specified Porsche to carry out all repairs.
 
Mr02ard said:
I'm with Aib - not the cheapest but an agreed value and specified Porsche to carry out all repairs.

Same here, and they actually pick up the phone when you call them.
 
apollokre1d said:
Mr02ard said:
I'm with Aib - not the cheapest but an agreed value and specified Porsche to carry out all repairs.

Same here, and they actually pick up the phone when you call them.


We've bought expensive cars, you want them fixed by approved body shops.
Also trade prices do not reflect market value/ purchase price!

For the sake of a couple hundred quid.....
 
Mr02ard said:
apollokre1d said:
Mr02ard said:
I'm with Aib - not the cheapest but an agreed value and specified Porsche to carry out all repairs.

Same here, and they actually pick up the phone when you call them.


We've bought expensive cars, you want them fixed by approved body shops.
Also trade prices do not reflect market value/ purchase price!

For the sake of a couple hundred quid.....

Indeed - and you get that with the Classicline policy
 
£200

Fully comp, Hastings Premier, 11Y NCD. Absolute bargain.
 
My Insurance is up for renewal this month. Full NCB, Driver in 40`s, clean license. Cheapest quote ive had is £385 fully comp from Hastings. AIB want nearer £800. They obviously pitched that they are specialists etc, but thats a lot more.

Aviva, Admiral and all the other main ones came in at £430.
 
Mr02ard said:
We've bought expensive cars, you want them fixed by approved body shops.
Also trade prices do not reflect market value/ purchase price!

Trade prices dont come into it. Thats the price dealers pay to buy a car, not the market retail price the cars sell for and what it would cost you to buy.

The whole point of having car Insurance is that if your car is written off or damaged the Insurance company pay to either replace it with one of identical spec/mileage/year/condition, or have yours repaired to the standard it was before hand.

My family has had 2 cars written off in the past. The first offer from the Insurance companies is always a low ball offer in the hope that some people will assume thats all the car is worth and accept it. You then go back with proof from autotrader / car dealers showing exactly what the market value of your car is, i.e. what it will cost to replace it with one of a same spec/mileage/year/condition etc and in both cases the Insurance company immediately increased their offer to the market price.
 

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