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911 Turbo insurance

k3bab

Well-known member
Joined
30 Jul 2011
Messages
81
I'm due to collect my new 2016 911 turbo on Firday.

I have an Admiral multicar policy and the price being quoted to add the car to the policy (replacing the outgoing Z4) is substantially higher than taking out a new policy with Admiral ;-) Bonkers!

Secondly - I am being asked. Does the car have any modifications or optional extras?

Modifications - No

Optional extras - yes - do you want me to list all 14 items?

Admiral: Yes because if you don't list them they won't be covered under the warranty...

Me: what????

Never heard anything like this from an Insurance company before. Is this norm these days?
 
Thats normal these days for a lot of companies. Admiral in particular are reknown for it. As mad as it sounds they will only cover the cost of the standard car, and not any extras - even if they are optional extras you have spec`d from the factory. Unless you give them details of all the extras. Its very often quite hard unless you are buying a brand new car to know exactly what was original equipment on a car or what the original owner added as options.

Seems a bit ridiculous in my opinion as I always thought Insurance was supposed to cover like for like, at least it always used to. Guess its just another way for Insurance companies to wriggle out of paying.
 
I've never bothered with High Street brands of volume insurers for the Porsche.
Specialist broker is my recommendation.
Try Locktons. They are also recommended by Porsche Club GB Ltd and will give you a level of cover deserving such a car fir a very competitive price and excess that allows you to use Porsche-approved repairer and replace glass with the factory fit glass and not some after-market generic that could happen with High St policies.

There are others who sponsor this site who you can also try. But before you decide, do speak to Locktons. Then make up your mind.
 
Interesting... so the 911 friendly insurers so far are:

ABI
Loctons
Adrian Flux (I've had a sensible quote from them)
 
I recieved very suprising quote for a brand new 2016 911 4S (7,000 miles per year) with full comp and NCD protected for £261.67 annual fee with Hastings Direct via MoneySupermarket.com Even with Privilege it was £370! there must be a catch?
 
Thanks for the input!

I think the main thing causing the high premium are our ages.

26 and 30 ;-(

Will take a look at all the other recommended insurers.
 
k3bab said:
Thanks for the input!

I think the main thing causing the high premium are our ages.

26 and 30 ;-(

Will take a look at all the other recommended insurers.

Location plays a big part too.
 
always got reasonable rates on other cars in the past.
 

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