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Who do you currently use for insurance and how much? Feb 16

Ponyboy Curtis

Active member
Joined
30 Nov 2015
Messages
43
Hi all

Flux just quoted me nearly £700 :eek: :x

I'm 45, 12 years no claims, classic car Insurance with 3000 miles limi, no points on my license garaged etc.

Seemed really strong if you ask me. Valued the car at a conservative £60K

Am I out of touch or is this the going rate?

Let me know chaps.
 
I'm 44. Did a quote on a 993 C4S last month on gocompare. Mileage at 9k per annum. 8 yers NCB, me and the bird. Came out at £230 with Tesco.
 
Costs can vary massively based on your Post Code unfortunately. Two owners, same age, same car, same usage details can be hundreds apart if the IMD doesn't like the area you live in.

C.
 
Cheers C.
Between medium and low risk.

You guys using your no claims...I take it that you're taking it off your daily driver to stick it on the 993? I'm being told that it can only be applied to one car...

How many arses to they think I have?!
 
I'm about £300 fully comp Direct Line with about 8 years no claims.

Post Code is midway below Med - Low

And I STILL have no points :D - (that comment will jinx it for sure 8))
 
Cheers for all the feedback all.

Can you confirm if your porker is your daily and that the NCB is applied to that car rather than another.

If I could apply my NCB to the quotes I'd be down at circa £300 too I reckon.

Going to speak to the AA about multi car Insurance on all three of my cars. That'll be annoying I'm sure. :frustrated:
 
You're likely to get the lowest premium by using a comparison site and going with a generalist, but it's worth checking the details of the cover versus a specialist broker/insurer like Classicline, AIB/Hiscox, ManningUK, as you may find that their features cover the price difference. It depends if you want and/or need them of course.

Differences usually include agreed value, you chose the repairer, euro breakdown, club discount, driving other cars fully comp, mod friendly etc. I was with Admiral for years, but flipped to AIB/Hiscox for these reasons, added the wife's car too.

Today I called them because my indie mentioned Insurance for his loan car as even if policies say you can drive other cars, it's usually third party and it often excludes loan cars anyway. With AIB/Hiscox the response was "that's no problem" and that's usually the answer each time I call them.
 
MJA911 said:
Today I called them because my indie mentioned Insurance for his loan car as even if policies say you can drive other cars, it's usually third party and it often excludes loan cars anyway. With AIB/Hiscox the response was "that's no problem" and that's usually the answer each time I call them.
:yeah:

I'm with Bridle. £600 protected NCB etc etc and I live in a Medium / High Risk area (not the leafy Shires like the other Scot on this thread :wink: )

Same question (er, same loan car...... :whistle: ) and same answer. Also gave a quick call to check how my car's valued (as it's increasing) and told 'no problem, market value at time of incident'. :thumb:
 
New996buyer said:
I'm with Bridle. £600 protected NCB etc etc and I live in a Medium / High Risk area (not the leafy Shires like the other Scot on this thread :wink: )

Same question (er, same loan car...... :whistle: ) and same answer. Also gave a quick call to check how my car's valued (as it's increasing) and told 'no problem, market value at time of incident'. :thumb:

I pay a little less, but then I'm semi-leafy and have nowhere near as many torques! Yes, a lovely Nissan/Suzuki/Toyatery thing :grin: Also got "no problem" to an exhaust mod that's going on, only time it didn't happen was trackday cover, but others include it, I think Classicline do.
 
Mine's through Classicline, not sure who the policy is with but it's £600ish and I'm in north London, parked in a lock-up. 5k miles limit. Zero no-claims. They do agreed valuation which is important to me.
 
Mannings UK

£60k agreed value
3k miles
Unlimited Track day cover
European cover
Garaged (North Herts)
12 years NCD

£342 (admittedly, that premium is almost a year old now, so things may have changed in the Insurance market's profit expectations)
 

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