Welcome to 911UK
The only place for Porsche, 911uk is the definitive enthusiast and resource site for the Porsche 911.
Registration is fast, simple and absolutely free, so join up today for full access to the site and benefit from latest member offers.

Porsche Classifieds
Porsche Buyers Guides
Sell Your Porsche on 911uk
Create a Free Classified Advert
Search Ads
Classified Adverts FAQ
Trade Classified Information
Buyer & Seller Fraud Protection
Pre Purchase Inspection (PPI)
Porsche Car Sourcing
Porsche Cars Wanted
Model
Stock
Porsche 911
991 : 2011- 8
997 : 2004- 66
996 : 1997-2005 43
993 : 1993-1998 9
964 : 1989-1993 7
Carrera 3.2 : 1983-1989 1
Carrera SC : 1977-1983 0
930 Turbo : 1975-1989 0
Early 911 : 1964-1977 2
Porsche Other Models
Classic : 1950-1965 1
Boxster : 1997- 15
Cayman : 2005- 16
Cayenne : 2003- 9
Macan : 2014- 2
Panamera : 2009- 2
912-914-924-928-944-968 4
959 - CarreraGT - RaceCar 1
Car Parts For Sale & Wanted
Other Items For Sale & Wanted
Wheels Tyres For Sale & Wanted
Number Plates For Sale Wanted

Porsche Services
Porsche Body Shop Repair
Paint Protection & Body Wrapping
Porsche Classic Insurance
Porsche Classic Parts
Porsche Classic Restoration
Porsche Design Collection
Porsche Engine Gearbox Rebuild
Porsche Heritage & History
Porsche News
Porsche Picture Gallery
Win a New Porsche 911

Porsche Parts
Body Parts, Body Styling
Brakes, Clearance
Electrical, Exhausts
Engine Cooling, Engine Electrical
Engine Rebuild, Heating Cooling
Interior Incar, Lighting
Rubber Seals, Service Parts
Steering, Suspension
Transmission, Workshop Tools
Early 911, 911 - 930, 928 - 968
964 - 993, 996 - 997, Boxster
Cayman, Cayenne, Panamera

Porsche Model Range
911 [991] 2011-Current
Porsche 911 [991]
911 [997] 2004-Current
Porsche 911 [997]
911 [GT] GT1-GT2-GT3
Porsche 911 [GT]
911 [996] 1997-2005
Porsche 911 [996]
911 [993] 1993-1998
Porsche 911 [993]
911 [RS] RS-RSR
Porsche 911 [RS]
911 [964] 1989-1993
Porsche 911 [964]
911 3.2 1983-1989
Porsche 911 3.2 Carrera
911 SC 1977-1983
Porsche 911 SC
911 [Early] 1964-1977
Porsche 911 [Early]
Boxster & Cayman
Porsche Boxster & Cayman
Cayenne & Panamera
Porsche Cayenne & Panamera

911uk Site Partners

Post new topic   Reply to topic
Author Message
Ponyboy Curtis
Newbie


Joined: 30 Nov 2015
Posts: 42



PostPosted: Thu Feb 11, 2016 1:18 pm    Post subject: Who do you currently use for insurance and how much? Feb 16 Reply with quote

Hi all

Flux just quoted me nearly £700 Surprised Mad

I'm 45, 12 years no claims, classic car insurance with 3000 miles limi, no points on my license garaged etc.

Seemed really strong if you ask me. Valued the car at a conservative £60K

Am I out of touch or is this the going rate?

Let me know chaps.

Last edited by Ponyboy Curtis on Thu Mar 03, 2016 2:17 pm; edited 2 times in total
 
  
View user's profile Send private message
   
alex yates
Donnington
Donnington


Joined: 06 Mar 2014
Posts: 11629
Location: 4,000 holes in Blackburn, Lancashire

2000 Porsche 996 Carrera 4

PostPosted: Thu Feb 11, 2016 1:21 pm    Post subject: Reply with quote

I'm 44. Did a quote on a 993 C4S last month on gocompare. Mileage at 9k per annum. 8 yers NCB, me and the bird. Came out at £230 with Tesco.
_________________
2000 Manual 996 C4 Arctic Silver Convertible

 
  
View user's profile Send private message
   
cableguy
Barcelona


Joined: 10 Sep 2007
Posts: 1364
Location: North Yorkshire


PostPosted: Thu Feb 11, 2016 1:32 pm    Post subject: Reply with quote

Costs can vary massively based on your Post Code unfortunately. Two owners, same age, same car, same usage details can be hundreds apart if the IMD doesn't like the area you live in.

C.
_________________
Pork!
 
  
View user's profile Send private message
   
Ponyboy Curtis
Newbie


Joined: 30 Nov 2015
Posts: 42



PostPosted: Thu Feb 11, 2016 1:32 pm    Post subject: Reply with quote

I think using "classic insurance" is a bad idea then! This makes no sense. PC

I'll try the go compare route and report back. Thumb
 
  
View user's profile Send private message
   
cableguy
Barcelona


Joined: 10 Sep 2007
Posts: 1364
Location: North Yorkshire


PostPosted: Thu Feb 11, 2016 1:35 pm    Post subject: Reply with quote

Here's a Post Code Risk Calculator which may give you a rough idea what to expect: http://www.visitcars.co.uk/car-insurance/insurance-post-code-risk.html

C.
_________________
Pork!
 
  
View user's profile Send private message
   
New997buyer
Yas Marina


Joined: 17 Oct 2010
Posts: 8274



PostPosted: Thu Feb 11, 2016 1:42 pm    Post subject: Reply with quote

cableguy wrote:
Here's a Post Code Risk Calculator which may give you a rough idea what to expect: http://www.visitcars.co.uk/car-insurance/insurance-post-code-risk.html

C.


Great find Thumb
_________________
"Imagination will often carry us to worlds that never were. But without it we go nowhere...but....other things being equal, it is better to be smart than to be stupid." Carl Sagan

997.1 turbo
Ex 996.2 turbo, 996.1 C2
 
  
View user's profile Send private message
   
Ponyboy Curtis
Newbie


Joined: 30 Nov 2015
Posts: 42



PostPosted: Thu Feb 11, 2016 1:44 pm    Post subject: Reply with quote

Cheers C.
Between medium and low risk.

You guys using your no claims...I take it that you're taking it off your daily driver to stick it on the 993? I'm being told that it can only be applied to one car...

How many arses to they think I have?!
 
  
View user's profile Send private message
   
Mr Pub
Nürburgring


Joined: 15 Aug 2014
Posts: 418
Location: East Sussex


PostPosted: Thu Feb 11, 2016 1:49 pm    Post subject: Reply with quote

I'm about £300 fully comp Direct Line with about 8 years no claims.

Post Code is midway below Med - Low

And I STILL have no points Very Happy - (that comment will jinx it for sure Cool)
_________________
Present
997.2 Turbo S - Metallic Meteor Grey/DMS Map/Europipe with Cargraphic Tips/Eibach Lowered/Plenum/DSC Controller/Misha Rear Wing/Werks 1 Diffuser/Fluffy Dog

Past
996 Turbo - Seal Grey - Standard apart from the Fluffy Dog
 
  
View user's profile Send private message Send e-mail
   
Ponyboy Curtis
Newbie


Joined: 30 Nov 2015
Posts: 42



PostPosted: Thu Feb 11, 2016 2:02 pm    Post subject: Reply with quote

Cheers for all the feedback all.

Can you confirm if your porker is your daily and that the NCB is applied to that car rather than another.

If I could apply my NCB to the quotes I'd be down at circa £300 too I reckon.

Going to speak to the AA about multi car insurance on all three of my cars. That'll be annoying I'm sure. frustrated
 
  
View user's profile Send private message
   
MJA911
Magny-Cours


Joined: 10 Dec 2013
Posts: 2523
Location: Berkshire

2006 Porsche 997 GT3

PostPosted: Thu Feb 11, 2016 2:08 pm    Post subject: Reply with quote

You're likely to get the lowest premium by using a comparison site and going with a generalist, but it's worth checking the details of the cover versus a specialist broker/insurer like Classicline, AIB/Hiscox, ManningUK, as you may find that their features cover the price difference. It depends if you want and/or need them of course.

Differences usually include agreed value, you chose the repairer, euro breakdown, club discount, driving other cars fully comp, mod friendly etc. I was with Admiral for years, but flipped to AIB/Hiscox for these reasons, added the wife's car too.

Today I called them because my indie mentioned insurance for his loan car as even if policies say you can drive other cars, it's usually third party and it often excludes loan cars anyway. With AIB/Hiscox the response was "that's no problem" and that's usually the answer each time I call them.
_________________
Previous 997.2 C4S Cab, 993 C2, 997.1 C2S, 996.1 C4
 
  
View user's profile Send private message
   
New997buyer
Yas Marina


Joined: 17 Oct 2010
Posts: 8274



PostPosted: Thu Feb 11, 2016 2:19 pm    Post subject: Reply with quote

MJA911 wrote:
Today I called them because my indie mentioned insurance for his loan car as even if policies say you can drive other cars, it's usually third party and it often excludes loan cars anyway. With AIB/Hiscox the response was "that's no problem" and that's usually the answer each time I call them.

Yeah

I'm with Bridle. £600 protected NCB etc etc and I live in a Medium / High Risk area (not the leafy Shires like the other Scot on this thread Wink )

Same question (er, same loan car...... Whistling ) and same answer. Also gave a quick call to check how my car's valued (as it's increasing) and told 'no problem, market value at time of incident'. Thumb
_________________
"Imagination will often carry us to worlds that never were. But without it we go nowhere...but....other things being equal, it is better to be smart than to be stupid." Carl Sagan

997.1 turbo
Ex 996.2 turbo, 996.1 C2
 
  
View user's profile Send private message
   
MJA911
Magny-Cours


Joined: 10 Dec 2013
Posts: 2523
Location: Berkshire

2006 Porsche 997 GT3

PostPosted: Thu Feb 11, 2016 2:26 pm    Post subject: Reply with quote

New996buyer wrote:
I'm with Bridle. £600 protected NCB etc etc and I live in a Medium / High Risk area (not the leafy Shires like the other Scot on this thread Wink )

Same question (er, same loan car...... Whistling ) and same answer. Also gave a quick call to check how my car's valued (as it's increasing) and told 'no problem, market value at time of incident'. Thumb


I pay a little less, but then I'm semi-leafy and have nowhere near as many torques! Yes, a lovely Nissan/Suzuki/Toyatery thing Grin Also got "no problem" to an exhaust mod that's going on, only time it didn't happen was trackday cover, but others include it, I think Classicline do.
_________________
Previous 997.2 C4S Cab, 993 C2, 997.1 C2S, 996.1 C4
 
  
View user's profile Send private message
   
badlands
Nürburgring


Joined: 05 Feb 2015
Posts: 453
Location: London


PostPosted: Thu Feb 11, 2016 3:20 pm    Post subject: Reply with quote

Mine's through Classicline, not sure who the policy is with but it's £600ish and I'm in north London, parked in a lock-up. 5k miles limit. Zero no-claims. They do agreed valuation which is important to me.
_________________
current: 993 carrera coupe, manual, iris blue
ex 964 c4
ex 993 carrera cab
 
  
View user's profile Send private message
   
Ponyboy Curtis
Newbie


Joined: 30 Nov 2015
Posts: 42



PostPosted: Thu Feb 11, 2016 3:26 pm    Post subject: Reply with quote

Starting to think circa £600 is the going rate.
 
  
View user's profile Send private message
   
GT4
Nordschleife
Nordschleife


Joined: 08 Nov 2008
Posts: 30198
Location: Hertfordshire and Hampshire


PostPosted: Thu Feb 11, 2016 3:43 pm    Post subject: Reply with quote

Mannings UK

£60k agreed value
3k miles
Unlimited Track day cover
European cover
Garaged (North Herts)
12 years NCD

£342 (admittedly, that premium is almost a year old now, so things may have changed in the insurance market's profit expectations)
 
  
View user's profile Send private message
   
gunner
Montreal


Joined: 04 Jul 2014
Posts: 613
Location: Kent


PostPosted: Thu Feb 11, 2016 4:10 pm    Post subject: Reply with quote

I went with AIB. Sure I could have got cheaper but agreed valuation, business cover, any car, any driver etc made it worthwhile.
_________________
993 C2 Tip Aventura
 
  
View user's profile Send private message
   
Dream911
Indianapolis


Joined: 24 Dec 2008
Posts: 2398
Location: London


PostPosted: Thu Feb 11, 2016 5:03 pm    Post subject: Reply with quote

Premium jumped up this year as a result of increase in agreed value.

Almost in the red section of High risk and paying £730 through classic line.
 
  
View user's profile Send private message
   
JT888
Newbie


Joined: 11 Jan 2016
Posts: 34



PostPosted: Thu Feb 11, 2016 5:08 pm    Post subject: Reply with quote

I am 39, green part of that post code risk calculator website. (Below medium risk).

9 year old 997 C2S parked on driveway overnight, social domestic and commuting on 5000 miles a year.

eSure were happy to insure my 997 alongside my BMW X3 (12 years NCB) as part of a multicar policy if I brought over the BMW. The 997 "adopts" the NCB from the BMW. So, the BMW X3 (2007 3.0D model) is now £300 and the 997 is £320 including legal protection and NCB protection.

Had to post in proof of NCB and eSure just confirmed by email and text that they received them.

eSure require at least 5 years NCB to entertain a policy on a Porsche.

I promptly cancelled my existing BMW policy and went over to eSure.
_________________
911 Carrera S 997.1
X3 E83
 
  
View user's profile Send private message
   
jonttt
Reims


Joined: 20 Aug 2012
Posts: 4315
Location: Liverpool


PostPosted: Thu Feb 11, 2016 6:18 pm    Post subject: Reply with quote

cableguy wrote:
Here's a Post Code Risk Calculator which may give you a rough idea what to expect: http://www.visitcars.co.uk/car-insurance/insurance-post-code-risk.html

C.


That site is faulty, I live in Liverpool and am only medium risk area nooo

I pay c£350 on 3000 miles pa with classic line. The price jumps up when the value is declared over 50k. It does have full ncb on it as my other cars are on a company policy. Tip: if you want to get your premium down supply them with a Zingari valuation Dont know
_________________
"Imagination is more important than knowledge" Einstein

1997 Porsche 911 993 C4S My Journal
2014 Porsche Boxster GTS My Journal
2017 BMW 740e Msport
2017 RR Evoque Autobiography
 
  
View user's profile Send private message
   
SimonMoore
Spa-Francorchamps


Joined: 26 May 2013
Posts: 260



PostPosted: Thu Feb 11, 2016 6:31 pm    Post subject: Reply with quote

I have an Admiral Multi car policy and the 993 is under a classic policy, agreed value of £50k I pay about £150 per year - 4k miles, Age 35

All 5 of my cars are insured for £80 per month. I have literally just gone with them, and had to send in photos and details for the agreed valuations of 3 of my cars (The older ones)

What they quoted for all 5 I was originally paying for my Merc, I had them check and double check everything was ok which it was.
 
  
View user's profile Send private message
   
Display posts from previous:   
Post new topic   Reply to topic   All times are GMT - 12 Hours
Goto page 1, 2, 3  Next
Page 1 of 3

 
Jump to:  

You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
You can attach files in this forum
You can download files in this forum
You cannot post calendar events in this forum