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MJA911
Magny-Cours


Joined: 10 Dec 2013
Posts: 2742
Location: Berkshire

2012 Porsche 991 Carrera

PostPosted: Fri Nov 02, 2018 6:00 pm    Post subject: Reply with quote

Trackday cover with Classicline is included, these are the terms (on my policy, assume its standard)

6 UK trackdays for free* - please give at least seven days notice as we issue a seperate endorsement letter for each approved event.

Any Additional orgainsed Uk events * will be subject to £50 plus Ipt per event per day

All EU Trackdays whoever organises them as long as acceptable* can be covered at a charge of £200 plus Ipt per event per day

No trackdays are allowed within the first 14 days of cover.

Minimum excess 10% of the value of the vehicle or minimum of £1000 whichever is the lowest
This is in addition to your normal policy excess.
No Windscreen or breakdown cover.
No Third party or Personal Injury Cover
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991.1 C2 PDK, 986 Boxster S
Past pleasures: 997.1 GT3, 997.2 C4S Cab, 993 C2, 997.1 C2S, 996.1 C4
 
  
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The return of Marty Wild
Suzuka


Joined: 04 Nov 2016
Posts: 1207



PostPosted: Fri Nov 02, 2018 7:04 pm    Post subject: Reply with quote

Thanks, Rob. When I got her, Hastings did me a quote that was not much more than my R32 was. But then, I read bad reviews and basically spent double on Admiral.

Now I’m renewing for the second time, Hastings offering £243 really is catching my eye. I kinda feel that high street insurance is a rip off, they don’t give you what the car is worth to you. It’s almost just jumping through hoops so you’re all nice and legal.

@ MJA - Thanks for that info, I wonder at how much of a premium agreed valuation and track days comes at?! Will see how much they want.
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asterix_the_gaul
Suzuka


Joined: 20 Dec 2008
Posts: 1125
Location: Cheshire

1999 Porsche 996 Carrera 2

PostPosted: Sat Nov 03, 2018 12:25 pm    Post subject: Reply with quote

agreed valuation really important, otherwise you get glasses guide price which will not buy you a comparable car and if anything more serious than some panel damage can lead to the car being written off due to the lower glasses guide price and high list cost of Porsche parts
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The return of Marty Wild
Suzuka


Joined: 04 Nov 2016
Posts: 1207



PostPosted: Tue Nov 06, 2018 12:05 pm    Post subject: Reply with quote

How does one go about getting it agreed in value by both parties then?
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Robertb
Long Beach


Joined: 01 Sep 2003
Posts: 6718
Location: South Oxfordshire

2002 Porsche 996 Carrera 4S

PostPosted: Tue Nov 06, 2018 12:13 pm    Post subject: Reply with quote

MJA911 wrote:
Trackday cover with Classicline is included, these are the terms (on my policy, assume its standard)

6 UK trackdays for free* - please give at least seven days notice as we issue a seperate endorsement letter for each approved event.

Any Additional orgainsed Uk events * will be subject to £50 plus Ipt per event per day

All EU Trackdays whoever organises them as long as acceptable* can be covered at a charge of £200 plus Ipt per event per day

No trackdays are allowed within the first 14 days of cover.

Minimum excess 10% of the value of the vehicle or minimum of £1000 whichever is the lowest
This is in addition to your normal policy excess.
No Windscreen or breakdown cover.
No Third party or Personal Injury Cover


So, the track day insurance covers you, s/t an excess, but does not cover a third party?

So what happens if you T bone a McLaren F1 on a track day? Are you on the hook for zillions?

Don't track day organisers insist that everyone has insurance that will cover someone they run into?
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T8
General
General


Joined: 29 Jun 2010
Posts: 14698
Location: Kent


PostPosted: Tue Nov 06, 2018 12:37 pm    Post subject: Reply with quote

Robertb wrote:


Don't track day organisers insist that everyone has insurance that will cover someone they run into?



Track Day Organisers don't check what insurance cover you have.

It's down to participants to decide what level of cover they have if any. If you had a crash with a McLaren it would be down to each of you to claim on your own insurance for your own car repairs.
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ex 2004 Polar Silver 996T Tiptronic
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Albionmuz
Spa-Francorchamps


Joined: 28 Oct 2016
Posts: 364
Location: West Sussex


PostPosted: Tue Nov 06, 2018 1:17 pm    Post subject: Reply with quote

easternjets wrote:
Direct Line were my best quote and they don't appear on Meerkat sites so worth phoning for a quote, although if you have other policies with them you get a discount.


I too am with Direct Line. Decent prices and just as importantly easy to reach and my experience with their telephone sales staff has only been positive. I once went with Adrian Flux, won’t ever make that mistake again.
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MJA911
Magny-Cours


Joined: 10 Dec 2013
Posts: 2742
Location: Berkshire

2012 Porsche 991 Carrera

PostPosted: Tue Nov 06, 2018 4:11 pm    Post subject: Reply with quote

The return of Marty Wild wrote:
How does one go about getting it agreed in value by both parties then?


Varies by insurer, with Classicline you can pay them a fee for their valuation service or they will accept an independent valuation from a reputable source such as PCGB members valuation service. In both cases you fill out a form of details about your car and provide exterior, interior, engine bay, instrument panel photos. Alternatively they have accepted a valuation letter about one of my cars from the independent dealer I bought it from as they regarded that as a reputable source.
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ragpicker
Estoril


Joined: 14 Apr 2013
Posts: 3718
Location: North East England


PostPosted: Tue Nov 06, 2018 5:04 pm    Post subject: Reply with quote

I'm with hiscox via AIB with an agreed value policy. Surprisingly they agreed a very good value on the turbo without seeing any pictures etc. Dont know
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The return of Marty Wild
Suzuka


Joined: 04 Nov 2016
Posts: 1207



PostPosted: Wed Nov 07, 2018 3:12 pm    Post subject: Reply with quote

Had an amazing quote from 'Classicline', they have beaten the Admiral quote. With less excess, agreed value, track days, Legal and Breakdown.

At £414 really does seem to be a no brainer, have since got Admiral down to £282 with haggling and a few trimmings.

So Hastings at circa £250, Admiral £282 or ClassicLine for just over 400 sheets. Which is less than I paid Admiral last year. Should have called them before now.

As for agreed value, he said I would need to send in 6 pics... no mention of any third party valuation. Guess because the Cayman isn't worth crazy money compared to a lot of the motors on here?
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MJA911
Magny-Cours


Joined: 10 Dec 2013
Posts: 2742
Location: Berkshire

2012 Porsche 991 Carrera

PostPosted: Wed Nov 07, 2018 3:23 pm    Post subject: Reply with quote

Result! The extra benefits look like they more than cover the extra cost. On valuation it's either I believe, you can use their valuation service (£24) -or- 3rd party valuation (subject to them accepting the 3rd party).
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Past pleasures: 997.1 GT3, 997.2 C4S Cab, 993 C2, 997.1 C2S, 996.1 C4
 
  
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The return of Marty Wild
Suzuka


Joined: 04 Nov 2016
Posts: 1207



PostPosted: Wed Nov 07, 2018 3:45 pm    Post subject: Reply with quote

Sounds painless enough, think they have a new customer!

Did my first and only TD in April, put my money where my mouth was and decided against insurance given how much it was when I tried to get it.

So yeah, Rob, insurance isn’t a requirement but it sure is comforting.
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rabbitstew
Hockenheim


Joined: 21 Aug 2015
Posts: 650



PostPosted: Mon Nov 19, 2018 11:03 am    Post subject: Reply with quote

Just spent ages filling out all the classicline forms online only for them to come back and say "sorry, due to the speciallist nature of your car we cant insure you".

So now am trawling through all the other insurance companies to see what they say. I have the added issue in that my car is now modified which rules out a lot of companies....
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