Welcome to 911UK
The only place for Porsche, 911uk is the definitive enthusiast and resource site for the Porsche 911.
Registration is fast, simple and absolutely free, so join up today for full access to the site and benefit from latest member offers.

Porsche Classifieds
Porsche Buyers Guides
Sell Your Porsche on 911uk
Create a Free Classified Advert
Search Ads
Classified Adverts FAQ
Trade Classified Information
Buyer & Seller Fraud Protection
Consumer Rights Act
Pre Purchase Inspection (PPI)
Porsche Car Sourcing
Porsche Cars Wanted
Official Porsche Centre Reviews
Model
Stock
Porsche 911
991 : 2011- 21
997 : 2004- 84
996 : 1997-2005 46
993 : 1993-1998 5
964 : 1989-1993 2
Carrera 3.2 : 1983-1989 0
Carrera SC : 1977-1983 2
930 Turbo : 1975-1989 0
Early 911 : 1964-1977 3
Porsche Other Models
Classic : 1950-1965 0
Boxster : 1997- 14
Cayman : 2005- 16
Cayenne : 2003- 7
Macan : 2014- 0
Panamera : 2009- 1
912-914-924-928-944-968 1
959 - CarreraGT - RaceCar 1
Car Parts For Sale & Wanted
Other Items For Sale & Wanted
Wheels Tyres For Sale & Wanted
Number Plates For Sale Wanted

Porsche Services
Porsche Body Shop Repair
Paint Protection & Wrapping
Porsche Classic Insurance
Porsche Classic Parts
Porsche Classic Restoration
Porsche Design Collection
Porsche Engine Gearbox Rebuild
Porsche Heritage & History
Porsche News
Porsche Picture Gallery
Win a New Porsche 911

Porsche Parts
Body Parts, Body Styling
Brakes, Clearance
Electrical, Exhausts
Engine Cooling, Engine Electrical
Engine Rebuild, Heating Cooling
Interior Incar, Lighting
Rubber Seals, Service Parts
Steering, Suspension
Transmission, Workshop Tools
Early 911, 911 - 930, 928 - 968
964 - 993, 996 - 997, Boxster
Cayman, Cayenne, Panamera

Porsche Model Range
911 [991] 2011-Current
Porsche 911 [991]
911 [997] 2004-Current
Porsche 911 [997]
911 [GT] GT1-GT2-GT3
Porsche 911 [GT]
911 [996] 1997-2005
Porsche 911 [996]
911 [993] 1993-1998
Porsche 911 [993]
911 [RS] RS-RSR
Porsche 911 [RS]
911 [964] 1989-1993
Porsche 911 [964]
911 3.2 1983-1989
Porsche 911 3.2 Carrera
911 SC 1977-1983
Porsche 911 SC
911 [Early] 1964-1977
Porsche 911 [Early]
Boxster & Cayman
Porsche Boxster & Cayman
Cayenne & Panamera
Porsche Cayenne & Panamera

911uk Site Partners

Post new topic   Reply to topic
Author Message
toddy2
Spa-Francorchamps


Joined: 11 Jan 2015
Posts: 269
Location: Dorset


PostPosted: Thu Oct 25, 2018 7:55 pm    Post subject: Argh Someone's shunted me with no insurance! Reply with quote

Thought I'd share my frustration this afternoon.

Somebody ran into the rear of me this afternoon whilst stationary at a junction.

Completely other parties fault, driver and passengers all get out, all foreign openly said not his car, did't have a licence nor insurance! Great, called the local plod, after 20 minutes or so the driver drove off, plod eventually turned up over an hour later.

I had the other vehicle registration, plod didn't seem that concerned, saying little damage to mine suggest I contact my insurers - not the point I thought.

Ironically i was coming away from visiting the bodyshop to discuss having the seat backs painted (that's another topic whether to go satin or gloss black), but also looking at having the front bumper repainted and smoothed out to remove the number plate mounting.

Arghh..... now rear bumper needs painting
_________________
Current Porsche Line up:
1968 911T
2002 996 4s
1988 944
 



IMG_3343.JPG
 Description:
 Filesize:  542.77 KB
 Viewed:  947 Time(s)

IMG_3343.JPG



IMG_3339.JPG
 Description:
 Filesize:  855.13 KB
 Viewed:  947 Time(s)

IMG_3339.JPG


  
View user's profile Send private message
   
Phil 997
Brands Hatch
Brands Hatch


Joined: 05 Dec 2015
Posts: 14429
Location: Bournemouth,Dorset

2009 Porsche 997 Carrera 4S

PostPosted: Thu Oct 25, 2018 8:05 pm    Post subject: Reply with quote

Worth a chat to your insurer mate as these insurers now have a pot for RTAs with uninsured drivers as theres so much of it around . At one point it was estimated that 20% of drivers in Southampton had no insurance and if they had a serious accident they were on the next cheap flight back to Eastern Europe or the Middle East, Pakistan etc. nooo
_________________
911 Owners,Some Invest In The Future,
Others Enjoy The Moment Today.
 
  
View user's profile Send private message
   
Longp2
Trainee


Joined: 10 Apr 2017
Posts: 57
Location: South Tyneside


PostPosted: Thu Oct 25, 2018 8:08 pm    Post subject: Reply with quote

I feel your pain mate.

I was rear ended (no innuendo please!) last week and am waiting to find out if my car is repairable or not.

Annoying but at least nobody was hurt
_________________
2014 991.1S Guards Red, PDK, Chrono, PSE, Pan Roof, and a few more bits and bobs - Love it!

Last edited by Longp2 on Thu Oct 25, 2018 8:13 pm; edited 1 time in total
 



E0FA09C5-7165-4622-94DF-9BFF04421CAE.jpeg
 Description:
 Filesize:  147.28 KB
 Viewed:  913 Time(s)

E0FA09C5-7165-4622-94DF-9BFF04421CAE.jpeg



5D1925DF-E7FE-4E63-8781-F67BF646BA7A.jpeg
 Description:
 Filesize:  152.52 KB
 Viewed:  913 Time(s)

5D1925DF-E7FE-4E63-8781-F67BF646BA7A.jpeg



B83245C0-FC06-4D61-AA22-F7646A536031.jpeg
 Description:
 Filesize:  152.52 KB
 Viewed:  913 Time(s)

B83245C0-FC06-4D61-AA22-F7646A536031.jpeg


  
View user's profile Send private message
   
toddy2
Spa-Francorchamps


Joined: 11 Jan 2015
Posts: 269
Location: Dorset


PostPosted: Thu Oct 25, 2018 8:11 pm    Post subject: Reply with quote

Thanks Phil,
Think I'll just cover it myself with the other works. Had an accident a few years ago in a company car, again rear end shunt not my fault other party paid out, went to get insurance 4 years later didn't declare it as I thought only driver fault accidents counted apparently not, and insurers do share the information.
Bloody frustrating though.


frustrated
_________________
Current Porsche Line up:
1968 911T
2002 996 4s
1988 944
 
  
View user's profile Send private message
   
toddy2
Spa-Francorchamps


Joined: 11 Jan 2015
Posts: 269
Location: Dorset


PostPosted: Thu Oct 25, 2018 8:13 pm    Post subject: Reply with quote

Longp2 wrote:
I feel your pain mate.

I was rear ended (no innuendo please!) last week and am waiting to find out if my car is repairable or not.

Annoying but at least nobody was hurt


Ouch, that's going to be a few quid
Sorry to hear that, it's the hassle factor too.
Hope it works out.
_________________
Current Porsche Line up:
1968 911T
2002 996 4s
1988 944
 
  
View user's profile Send private message
   
Longp2
Trainee


Joined: 10 Apr 2017
Posts: 57
Location: South Tyneside


PostPosted: Thu Oct 25, 2018 8:15 pm    Post subject: Reply with quote

toddy2 wrote:
Longp2 wrote:
I feel your pain mate.

I was rear ended (no innuendo please!) last week and am waiting to find out if my car is repairable or not.

Annoying but at least nobody was hurt


Sorry to hear that, it's the hassle factor too.
Hope it works out.


Thanks. Yes it is a hassle and the insurance companies are having a field day!
_________________
2014 991.1S Guards Red, PDK, Chrono, PSE, Pan Roof, and a few more bits and bobs - Love it!
 
  
View user's profile Send private message
   
Phil 997
Brands Hatch
Brands Hatch


Joined: 05 Dec 2015
Posts: 14429
Location: Bournemouth,Dorset

2009 Porsche 997 Carrera 4S

PostPosted: Thu Oct 25, 2018 8:19 pm    Post subject: Reply with quote

toddy2 wrote:
Thanks Phil,
Think I'll just cover it myself with the other works. Had an accident a few years ago in a company car, again rear end shunt not my fault other party paid out, went to get insurance 4 years later didn't declare it as I thought only driver fault accidents counted apparently not, and insurers do share the information.
Bloody frustrating though.


frustrated


I think I would do the same mate as it looks like its only paint no cracks Thumb and probably cheaper than the load on the next ins if you claimed Thumb I had a huge row with one insurer who wanted to load my premium due to a non fault accident , I just couldnt get my head round that one non fault means Fing not my fing fault I think is how I explained it to them Grin
_________________
911 Owners,Some Invest In The Future,
Others Enjoy The Moment Today.
 
  
View user's profile Send private message
   
pzero
General
General


Joined: 18 Jul 2010
Posts: 4912
Location: London


PostPosted: Thu Oct 25, 2018 9:04 pm    Post subject: Reply with quote

OP - before you put your hand in your pocket have a chat with these people;

https://www.mib.org.uk
_________________
991.1 Carrera GTS
 
  
View user's profile Send private message
   
Hamster75
Silverstone


Joined: 07 Sep 2017
Posts: 108
Location: Chester


PostPosted: Thu Oct 25, 2018 9:07 pm    Post subject: Reply with quote

If the damage is minor I would just sort it yourself, no insurance,
as so much as a mention to your insurers & they will raise your risk level even if not your fault, they will increase your premium because you have been involved in an accident that may or may not come back in the future.
 
  
View user's profile Send private message
   
MisterCorn
Long Beach


Joined: 08 Jan 2011
Posts: 6258
Location: Nottingham, England

2004 Porsche 996 Turbo

PostPosted: Fri Oct 26, 2018 2:57 am    Post subject: Reply with quote

Hamster75 wrote:
If the damage is minor I would just sort it yourself, no insurance,
as so much as a mention to your insurers & they will raise your risk level even if not your fault, they will increase your premium because you have been involved in an accident that may or may not come back in the future.


Agree

MC
 
  
View user's profile Send private message Visit poster's website
   
Robertb
Long Beach


Joined: 01 Sep 2003
Posts: 6644
Location: South Oxfordshire

2002 Porsche 996 Carrera 4S

PostPosted: Fri Oct 26, 2018 7:56 am    Post subject: Reply with quote

MisterCorn wrote:
Hamster75 wrote:
If the damage is minor I would just sort it yourself, no insurance,
as so much as a mention to your insurers & they will raise your risk level even if not your fault, they will increase your premium because you have been involved in an accident that may or may not come back in the future.


Agree

MC


+1. Insurance cos are as a guideline cheating bandits. Time there was a govt enquiry, given that they abuse their position of compulsory insurance.

Dad's insurance co tried to load his premium after he was hit whilst stationary in a car park!

I love how the police are taking such a relaxed view given that multiple offences have been committed. I hope we can all expect similar leniency next time we make a minor speed indiscretion!
_________________
"911- the guilt-free supercar"

Current: 2003 C4S Coupe, seal/black

Ex: '02 C4S Coupe, '96 993 Targa, '88 Carrera Sport Coupe
 
  
View user's profile Send private message Send e-mail
   
alex yates
Brands Hatch
Brands Hatch


Joined: 06 Mar 2014
Posts: 14292
Location: The Ribble Valley, Lancashire

2000 Porsche 996 Carrera 4

PostPosted: Fri Oct 26, 2018 8:02 am    Post subject: Reply with quote

MisterCorn wrote:
Hamster75 wrote:
If the damage is minor I would just sort it yourself, no insurance,
as so much as a mention to your insurers & they will raise your risk level even if not your fault, they will increase your premium because you have been involved in an accident that may or may not come back in the future.


Agree

MC


Agree

Always tell your insurance F all as they'll only use it against you in the future. Set of effing gangsters!
_________________
2000 Manual 996 C4 Arctic Silver Convertible


 
  
View user's profile Send private message
   
rabbitstew
Hockenheim


Joined: 21 Aug 2015
Posts: 637



PostPosted: Fri Oct 26, 2018 8:24 am    Post subject: Reply with quote

Hamster75 wrote:
If the damage is minor I would just sort it yourself, no insurance,
as so much as a mention to your insurers & they will raise your risk level even if not your fault, they will increase your premium because you have been involved in an accident that may or may not come back in the future.


Exactly this. Even if its not your fault you have now had an accident and according to insurance companies you are now statistically more likely to have another one and so they will jack your premium up. Not sure why as when I last had someone pile into the back of me (they were doing 50mph and I was stationary), it made me so paranoid I drove around like a pensioner for months afterwards.
_________________
2008 997.1 Turbo Manual
2000 Ducati 996
1999 Yamaha R1
1994 Kawasaki ZXR750L2
 
  
View user's profile Send private message
   
toddy2
Spa-Francorchamps


Joined: 11 Jan 2015
Posts: 269
Location: Dorset


PostPosted: Fri Oct 26, 2018 8:42 am    Post subject: Reply with quote

Thanks all for confirming my thoughts, for the sake of a couple of hundred quid I'll just sort myself, whilst getting other bits done Very Happy
_________________
Current Porsche Line up:
1968 911T
2002 996 4s
1988 944
 
  
View user's profile Send private message
   
Longp2
Trainee


Joined: 10 Apr 2017
Posts: 57
Location: South Tyneside


PostPosted: Fri Oct 26, 2018 11:48 am    Post subject: Reply with quote

She’ll be as good as new in no time
_________________
2014 991.1S Guards Red, PDK, Chrono, PSE, Pan Roof, and a few more bits and bobs - Love it!
 
  
View user's profile Send private message
   
HSC911
Zolder


Joined: 23 Jul 2014
Posts: 5553
Location: Bedford


PostPosted: Fri Oct 26, 2018 10:54 pm    Post subject: Reply with quote

alex yates wrote:
Always tell your insurance F all as they'll only use it against you in the future. Set of effing gangsters!


Agree
 
  
View user's profile Send private message
   
silvermilnec
Barcelona


Joined: 20 Feb 2012
Posts: 1478
Location: Leeds West Yorkshire


PostPosted: Sat Oct 27, 2018 12:04 am    Post subject: Reply with quote

HSC911 wrote:
alex yates wrote:
Always tell your insurance F all as they'll only use it against you in the future. Set of effing gangsters!


Agree


+1 I run a fleet of vans, hi hate motor insurance more than the Germans they bombed my granny Floor
_________________
1996 944
1998 968
2000 996 C2
2006 997 4S
2009 997 1.5 Turbo basalt black on black
 
  
View user's profile Send private message
   
Sarfend
Suzuka


Joined: 16 Aug 2009
Posts: 1175
Location: Leigh on Sea


PostPosted: Wed Oct 31, 2018 10:42 pm    Post subject: Reply with quote

Let's hope your insurance company isn't monitoring this site. Do not even think about contacting your insurer even to ask for advice. As stated above the moment you hint at any accident it will be applied to your policy and cost you more.
_________________
2005 996 Turbo S
 
  
View user's profile Send private message
   
Sarfend
Suzuka


Joined: 16 Aug 2009
Posts: 1175
Location: Leigh on Sea


PostPosted: Wed Oct 31, 2018 10:42 pm    Post subject: Reply with quote

Let's hope your insurance company isn't monitoring this site. Do not even think about contacting your insurer even to ask for advice. As stated above the moment you hint at any accident it will be applied to your policy and cost you more.
_________________
2005 996 Turbo S
 
  
View user's profile Send private message
   
Display posts from previous:   
Post new topic   Reply to topic   All times are GMT - 12 Hours
Page 1 of 1

 
Jump to:  

You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
You cannot attach files in this forum
You can download files in this forum
You cannot post calendar events in this forum