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Allan E
Trainee


Joined: 17 Jun 2017
Posts: 86
Location: North-East England


PostPosted: Sat Oct 07, 2017 9:38 am    Post subject: Insuring your 993 Reply with quote

I have just been reading posts on insuring Porsche’s and was wondering what other 993 owners are paying. Now this subject can be “how long is a piece of string” and I used to work in the insurance sector so many factors are assessed before a quote is given, age, occupation, postcode, mileage etc. Multi car policies sometimes reduces premiums, again a consideration but for the exercise of this post, single car policies/premiums only. This is a personal and private piece of information so I fully understand some owners wishing to keep stum.
My premium to Carole Nash was £375, insurer is KGM for my 1995 C2, in June this year, 5000 miles p.a. and I was 66 at the time, postcode is NE39.
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stichill99
Monza


Joined: 03 Nov 2013
Posts: 224
Location: Scottish Borders


PostPosted: Sat Oct 07, 2017 10:59 am    Post subject: Insurance Reply with quote

1994 C2 manual agreed value £48000 5000miles pa Rural Area £319 with classicline
 
  
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AndyS
Barcelona


Joined: 25 Mar 2010
Posts: 1342
Location: The fast lane


PostPosted: Sat Oct 07, 2017 11:30 am    Post subject: Reply with quote

1996 C2 with agreed value at £45000 ( Confused ), 5000 miles p/y, semi rural area - £345 with Classicline
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Andy
1996 Polar Silver 993 Coupe - AKA 'the money pit'
A Class AMG & Golf TDi for the daily

 
  
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Leosayer
Nürburgring


Joined: 11 Nov 2006
Posts: 499
Location: NE London

1996 Porsche 993 Carrera 2

PostPosted: Sat Oct 07, 2017 3:39 pm    Post subject: Reply with quote

Admiral £193 renewal quote for later this month
8 years NCB
Clean licence and no previous claims
1996 C2 with a few mods - suspension, wheels and seats
5000 miles pa
Agreed value £45k
Garaged
Age 47
Postcode E11

I was previously paying c.£500 with Classicline for many years.
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1996 C2 Coupe, Polar Silver, Manual
 
  
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Npporsche
Newbie


Joined: 08 Aug 2011
Posts: 25



PostPosted: Sun Oct 08, 2017 8:51 pm    Post subject: Reply with quote

I’m with classicline for the Turbo.
Guaranteed Value £130k
£750 excess
1.5k limited mileage
No convictions or accidents
Cat 1 alarm
A very reasonable £800 a year compared to my two family cars that are nowhere as valuable or fast.
 
  
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Tobesetc
Barcelona


Joined: 02 Jun 2014
Posts: 1269
Location: West London, UK


PostPosted: Mon Oct 09, 2017 9:45 am    Post subject: Reply with quote

Also Admiral Classic @ £190/year garaged in London with agreed value of £45K. From what I can tell, Classicline levy a Porsche tax Wink
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Previous - '03 986 Boxster S
 
  
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hopeydaze
Trainee


Joined: 06 Jan 2012
Posts: 65
Location: Wargrave, Berkshire, UK


PostPosted: Mon Oct 09, 2017 8:29 pm    Post subject: Reply with quote

Aviva - £380 for a C2 parked on the road in village near Reading. 10 years NCD value £45k.

12k annual mileage and a daily driver.

I like Aviva. Good customer service when we had a claim last year on a different car
 
  
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jonttt
Reims


Joined: 20 Aug 2012
Posts: 4252
Location: Liverpool


PostPosted: Tue Oct 10, 2017 11:09 am    Post subject: Reply with quote

c£400 classicline

993 C4S
based on a market value of c£85k (not agreed valuation in a rising market Floor )
5k miles pa Floor
9 points on licence Embarassed
full no claims
not protected
Liverpool postcode Surprised

nb it made a big difference to the quote (increase) when value went >£50k. I have double checked the small print and Zingari is NOT on the valuation panel Thumb

I market compare every year and have been happy that classicline are competative for me.
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"Imagination is more important than knowledge" Einstein

1997 Porsche 911 993 C4S My Journal
2014 Porsche Boxster GTS My Journal
2017 BMW 740e Msport
2017 RR Evoque Autobiography
 
  
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MilSub
Spa-Francorchamps


Joined: 10 Jun 2014
Posts: 301
Location: Hampshire


PostPosted: Sun Oct 22, 2017 11:47 am    Post subject: Reply with quote

I'd be very interested to know how any of you got Admiral to quote anything under £200 .. I just called their "Admiral Classic Car Insurance" quote line and with the following details ..

1996 C4
5K Annual mileage
Agreed value £45K
Car always garaged
12 years NCD
Zero convictions/endorsements
In Hampshire

Was quoted .. £581.28 Floor

It almost makes my renewal with Lockton in a couple of weeks look cheap at £513.31!!

Surprised
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Zingari
Donnington
Donnington


Joined: 25 Oct 2009
Posts: 11841
Location: Cheshire

1993 Porsche 964 Anniversary

PostPosted: Sun Oct 22, 2017 11:56 am    Post subject: Reply with quote

jonttt wrote:
c£400 classicline

993 C4S
based on a market value of c£85k (not agreed valuation in a rising market Floor )
5k miles pa Floor
9 points on licence Embarassed
full no claims
not protected
Liverpool postcode Surprised

nb it made a big difference to the quote (increase) when value went >£50k. I have double checked the small print and Zingari is NOT on the valuation panel Thumb

I market compare every year and have been happy that classicline are competative for me.


Thumb I take it you see through the con of 'protecting' NCD Dont know

Also I was under the impression NCD doesn't count on these cars as they're on a classic policy as long as you have another car insured. Or are some like Admiral 'mirroring'?

I'm Classicline for c£300 - but that does give you free UK track days if you want them and free EU breakdown Rolling Eyes

I'm just pulling in quotes for my next purchase a Triumph 'Bobber' as I fancy a spin on 2-wheels and after a small gap of 28yrs riding c£120 aint bad Floor
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MilSub
Spa-Francorchamps


Joined: 10 Jun 2014
Posts: 301
Location: Hampshire


PostPosted: Sun Oct 22, 2017 12:57 pm    Post subject: Reply with quote

Zingari wrote:

I'm just pulling in quotes for my next purchase a Triumph 'Bobber' as I fancy a spin on 2-wheels and after a small gap of 28yrs riding c£120 aint bad Floor


Zingers - a Trumpet Bobber "lifestyle device" what are you thinking Dont know

ABS, Switchable Traction Control .. ..??? where is the fun in that? Question

Very Happy
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Leosayer
Nürburgring


Joined: 11 Nov 2006
Posts: 499
Location: NE London

1996 Porsche 993 Carrera 2

PostPosted: Sun Oct 22, 2017 3:54 pm    Post subject: Reply with quote

Zingari wrote:


Also I was under the impression NCD doesn't count on these cars as they're on a classic policy as long as you have another car insured. Or are some like Admiral 'mirroring'?


Prior to Admiral I was with ClassicLine for many years and in the last 2-3 years they started quoting a NCD years based on the number of years I'd been with them.

I took that across to Admiral who are also quoting the NCD (now 8 years) so perhaps that goes some way to explaining my £193 premium.
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1996 C2 Coupe, Polar Silver, Manual
 
  
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Tobesetc
Barcelona


Joined: 02 Jun 2014
Posts: 1269
Location: West London, UK


PostPosted: Mon Oct 23, 2017 9:51 am    Post subject: Reply with quote

My £190 is part of a multi-car, but that is the 993 element (the MR2 is only £110).
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Previous - '03 986 Boxster S
 
  
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MilSub
Spa-Francorchamps


Joined: 10 Jun 2014
Posts: 301
Location: Hampshire


PostPosted: Mon Oct 23, 2017 9:41 pm    Post subject: Reply with quote

Tobesetc wrote:
My £190 is part of a multi-car, but that is the 993 element (the MR2 is only £110).


Ahhhh .. a multi-car policy, that explains it .. still cracking good price though Tobes Thumb
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oldnbold
Monza


Joined: 05 Mar 2013
Posts: 213
Location: Lincolnshire

1995 Porsche 993 Carrera 4

PostPosted: Thu Oct 26, 2017 8:50 pm    Post subject: Reply with quote

I'm with Classicline, £49k agreed value, 5k miles pa, £230 aged 56 in Lincs. I tried to use Admiral classic but after an age waiting on the phone they told me they wouldn't agree the value until after I'd taken the policy out. Dont know
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'95 993 C4 Polar Silver on Marble Grey,
Techart Aero Kit,
Techart Silencers and large ovals,
Techart turbo brake ducts,
Hard back Sports Seats.

'16 VW Golf GTD DSG
'98 Mercedes SL320.
'08 Triumph Speed Triple 1050
'15 BMW S1000XR
 
  
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Allan E
Trainee


Joined: 17 Jun 2017
Posts: 86
Location: North-East England


PostPosted: Thu Oct 26, 2017 11:22 pm    Post subject: Re: Insuring your 993 Reply with quote

Allan E wrote:
My premium to Carole Nash was £375, insurer is KGM for my 1995 C2, in June this year, 5000 miles p.a. and I was 66 at the time, postcode is NE39.


I started this post and I should explain my tale in trying to get cover.
I called Carole Nash (insured with them since 2007, all my three classics and since 1996-2006 with my bikes) in February this year asking for a potential quote for a 993 I hoped to purchase and was politely informed that I could not get cover because I had never owned a Porsche previously. They would only quote for a driver with 4-5 years experience of driving such cars. I tried to explain I was not a 25 year old and would not be tear-arsing around, no points, accidents or convictions, still the computer said no! After getting off the phone I was furious and called back later, explained what I had been told and was promptly given the same answer. After trying to reason with them I suggested my renewal for my two Mercedes in June and October would being going elsewhere, that is when I was offered a call back and after a day or so I was given what I thought was a reasonable quote, due to “being a long term loyal customer”.
As things turned out that particular car got sold and I started looking again and in May found the car I wanted. All I had to do was call CN back and arrange cover? wrong, the manager I had originally dealt with had left and I was back to square one, lack of driving experience etc.
After more threats of leaving CN completely, call backs etc a policy was arranged to commence in June however it took nearly 3 months to get an agreed valuation, they blamed the changed of reg number, I will be looking probably at a Porsche specialist broker next year.
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1987 Mercedes 300SL (R107)
 
  
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PH5121
Newbie


Joined: 19 Oct 2017
Posts: 21
Location: Yorkshire


PostPosted: Fri Oct 27, 2017 6:21 am    Post subject: Reply with quote

Wow, computer says no.

I insure my 993 through a broker called Principal Insurance. It cost me £395 for a proper (not classic policy) with protected no claims bonus, my wife as a named driver, value of car £50k, and mileage assumed to be 3000 miles p.a.

The car is garaged and I've no points on my licence.
 
  
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Tobesetc
Barcelona


Joined: 02 Jun 2014
Posts: 1269
Location: West London, UK


PostPosted: Fri Oct 27, 2017 6:28 am    Post subject: Reply with quote

That's a dreadful experience, I'd leave them on principle (the principle that I'm an awkward sod!)

The other issue I find bad is that you can't get short-term fully-comp cover for a test drive before you buy a car. So you test drive with TP(FT) only. What I did, when I was buying, was tell the insurance company I'd bought the car before the test drive and use the cancellation period to cancel if I didn't buy. (Obviously if the worst happens you have to buy... but most sellers say "you crash you buy" anyway, so at least that way I was insured!)

Anyway - I'd leave CN at the first opportunity.

PH5121 - that seems mighty dear.
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Previous - '03 986 Boxster S
 
  
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pierrebear
Newbie


Joined: 27 Sep 2017
Posts: 45
Location: Jersey


PostPosted: Fri Oct 27, 2017 8:10 am    Post subject: Reply with quote

Given mine is a daily driver, not garaged overnight and I refuse on principle to accept mileage limitations, I have to pay for 'normal insurance'.

Mine is just a touch over £500 pa with a £50k valuation. The fact I am 29 doesn't really help...hoping it will drop somewhat as the car and I age together!!
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1995 Carrera 2 coupe manual, midnight blue
EX 2006 Carrera 4S coupe manual, basalt black
EX 2003 Mercedes SL500, green black (dark blue!)
 
  
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PH5121
Newbie


Joined: 19 Oct 2017
Posts: 21
Location: Yorkshire


PostPosted: Fri Oct 27, 2017 8:13 am    Post subject: Reply with quote

Tobesetc wrote:
PH5121 - that seems mighty dear.


I thought it was reasonable, but must admit to not shopping around as I thought it was okay.

(I can recall paying £800 third party fire and theft to insure my £600 mini city E as a youngster 25 years ago so paying less than half that cost for the 993 seemed acceptable).
 
  
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