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Gav171073
Spa-Francorchamps


Joined: 04 Sep 2013
Posts: 303
Location: Surrey


PostPosted: Sat Jan 09, 2016 6:37 pm    Post subject: Friend wants to use my 911 - how best to insure? Reply with quote

A good pal of mine is thinking of buying a 911 and I'm happy to let him use mine. Any idea how best to arrange insurance cover? Do I just add him as a named driver, or should he try and see if he can get insurance on it independently even though he is not the owner?

Any ideas appreciated.
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Phil 997
Brands Hatch
Brands Hatch


Joined: 05 Dec 2015
Posts: 14561
Location: Bournemouth,Dorset

2009 Porsche 997 Carrera 4S

PostPosted: Sat Jan 09, 2016 6:46 pm    Post subject: Re: Friend wants to use my 911 - how best to insure? Reply with quote

Gav171073 wrote:
A good pal of mine is thinking of buying a 911 and I'm happy to let him use mine. Any idea how best to arrange insurance cover? Do I just add him as a named driver, or should he try and see if he can get insurance on it independently even though he is not the owner?

Any ideas appreciated.

Gav he should be able to change his own ins. to cover as a loan car for a day or so, and just get him to sign over his wife and kids as collateral just in case he bends your P&J Grin
 
  
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Gav171073
Spa-Francorchamps


Joined: 04 Sep 2013
Posts: 303
Location: Surrey


PostPosted: Sat Jan 09, 2016 7:09 pm    Post subject: Reply with quote

Appreciated Phil....thank you.
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spyderman
Suzuka


Joined: 26 Jul 2009
Posts: 1094
Location: near Milton Keynes


PostPosted: Sat Jan 09, 2016 7:14 pm    Post subject: Reply with quote

You might find its quite cheap to add them as a named driver. Did that for my Boxster.

Chris.
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ragpicker
Estoril


Joined: 14 Apr 2013
Posts: 3723
Location: North East England


PostPosted: Sat Jan 09, 2016 7:14 pm    Post subject: Reply with quote

He must be one hell of a friend? I've let my mates drive mine occasionally with me in the pax seat, but there is no way I would let anyone take the car without me, period.

Call me square, or precious or whatever you like, but most people aren't used to driving a 6-700bhp rear engined car!
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Phil 997
Brands Hatch
Brands Hatch


Joined: 05 Dec 2015
Posts: 14561
Location: Bournemouth,Dorset

2009 Porsche 997 Carrera 4S

PostPosted: Sat Jan 09, 2016 7:28 pm    Post subject: Reply with quote

ragpicker wrote:
He must be one hell of a friend? I've let my mates drive mine occasionally with me in the pax seat, but there is no way I would let anyone take the car without me, period.

Call me square, or precious or whatever you like, but most people aren't used to driving a 6-700bhp rear engined car!


LOL YES Gav Don't show him where the sport functions are. Laughing
 
  
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Gav171073
Spa-Francorchamps


Joined: 04 Sep 2013
Posts: 303
Location: Surrey


PostPosted: Sat Jan 09, 2016 8:20 pm    Post subject: Reply with quote

6-700hp? Mine only has (or had when it left the factory) 355.

Known him for 25 years and if he broke it he'd fix it.
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Phil 997
Brands Hatch
Brands Hatch


Joined: 05 Dec 2015
Posts: 14561
Location: Bournemouth,Dorset

2009 Porsche 997 Carrera 4S

PostPosted: Sat Jan 09, 2016 8:31 pm    Post subject: Reply with quote

Gav171073 wrote:
6-700hp? Mine only has (or had when it left the factory) 355.

Known him for 25 years and if he broke it he'd fix it.


Floor those modified turbo boys forget we ordinary people are happy if we get near 400 with mods lol Hand
 
  
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arry
Hockenheim


Joined: 02 May 2015
Posts: 731
Location: South Essex


PostPosted: Sat Jan 09, 2016 10:40 pm    Post subject: Reply with quote

Name him on your policy. Easiest and cleanest way
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ragpicker
Estoril


Joined: 14 Apr 2013
Posts: 3723
Location: North East England


PostPosted: Sat Jan 09, 2016 11:33 pm    Post subject: Reply with quote

Phil 997 wrote:
Gav171073 wrote:
6-700hp? Mine only has (or had when it left the factory) 355.

Known him for 25 years and if he broke it he'd fix it.


Floor those modified turbo boys forget we ordinary people are happy if we get near 400 with mods lol Hand


Floor sorry! I didn't mean it in a willy waving manner!

But you get what I'm saying. I'm just very possessive i think... It's a bit like lending your wife to your mate as long as he paid for any subsequent medical treatment needed...

Or not.



Get Me Coat
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Maxie
Yas Marina


Joined: 11 Mar 2007
Posts: 8406
Location: London


PostPosted: Sun Jan 10, 2016 4:16 pm    Post subject: Reply with quote

arry wrote:
Name him on your policy. Easiest and cleanest way

Can this be done on a fully comp basis?

~ Maxie Question
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arry
Hockenheim


Joined: 02 May 2015
Posts: 731
Location: South Essex


PostPosted: Sun Jan 10, 2016 4:34 pm    Post subject: Reply with quote

The policy coverage remains the same; just the persons entitled to drive changes
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Shaoxter
Imola


Joined: 06 Nov 2014
Posts: 816



PostPosted: Sun Jan 10, 2016 7:22 pm    Post subject: Reply with quote

If he's insured with Adrian Flux then they have a Flexdrive thing where you pay £20 and are fully comp on anyone else's car (as long as they're insured themselves of course). Other insurers might do something similar so get him to check with his insurer.

Or if you're confident that he won't crash your car then generally most policies cover third party on other cars.
 
  
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JohnnyDangerous
Estoril


Joined: 12 Jun 2013
Posts: 3613
Location: East Sussex


PostPosted: Sun Jan 10, 2016 8:15 pm    Post subject: Reply with quote

ragpicker wrote:
He must be one hell of a friend? I've let my mates drive mine occasionally with me in the pax seat, but there is no way I would let anyone take the car without me, period.

Call me square, or precious or whatever you like, but most people aren't used to driving a 6-700bhp rear engined car!


Loads of people drive mine !!!
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Kimbo
Paul Ricard


Joined: 05 May 2011
Posts: 3482
Location: East Sussex


PostPosted: Sun Jan 10, 2016 8:35 pm    Post subject: Reply with quote

"If you bend it, you mend it" always works for me and my friends.

We swap all sorts of stuff. Gentleman's agreement and all that.
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