Insurance Challenges

[mashby]

As Wellsy has also posted above,

Give Classicline a call.

I've got all my classics insured through them and they are very reasonable.
My brother has his 996 4s with them too.

 

[kp278]

my partners car was written off last year, they paid out £4.2k when market value showed we would need £5.5k to replace. they wouldn't budge. reported to ombudsman and they wouldn't budge. they even have a page on their website about utilising trade prices:

https://www.financial-ombudsman.org...motor-insurance/vehicle-valuations-write-offs

this worries me because when i put a £26k porsche number plate into comparison sites it auto-populates with a value of £16k.... which is what i would expect as a payout regardless of actual market value

 

[TobesEtc]

I think sometimes the upmarket "classic" Insurance brokers have postcodes they don't like. All the "respected" classic providers quoted here, have never given me a decent quote. Either that's because they've met me or they don't like the postcode! I prefer to think it's the postcode.

I've always ended up with a more niche product from a mainstream provider (Admiral, that sort of thing). With a multi-car policy and agreed value on the 993, I end up paying half what the "classic" providers ask.

One year my car was even used as a display car on one of the classic insurers stands at a show. The MD promised to personally beat any quote at renewal. When I spoke to him he apologised that he couldn't, and advised me to go with Admiral!

I declare every mod, stripe and mile. No problem. I'd expect them to try their luck if I ever had a claim, but that ain't gonna be any different with your posh boys!

Good luck with whatever you do.